subject: What To Know About Car Insurance Quotes Florida [print this page] When comparing car insurance quotes Florida, it is imperative to ensure that all quotations pertain to the minimum coverage required in this particular state. The reason is that there are varying regulations between USA states. Before discussing quotes, let's first establish legislation for Florida.
It is mandatory that all four-wheeled vehicles are insured with a carrier that adheres to the requirements of the state's Department of Insurance. Any person who does not carry auto cover may have his or her driver's license revoked for anything up to three years. A reduction in this period may be considered if a valid policy is presented. In addition, if you fail to insure a vehicle, heavy fines of $150,000 to $500,000 can be imposed.
The law demands minimum coverage as follows: Personal Injury ($10,000) and Property Damage Liability ($10,000). Anyone who has been involved in an auto accident, or violated a traffic regulation, may also be required to have additional coverage in the form of Bodily Injury Liability. In the event of an at-fault accident, the state does not include any type of compensation for the insured's vehicle.
This USA state adheres to the No-Fault structure. This means that the insured is able to receive compensation from his or her insurer for an injury that occurred in any accident, irrespective of who the guilty party was. The aim is to decrease the number of drawn-out court cases and to ensure that injured victims are compensated.
Getting quotations is easy these days, thanks to the internet. When asking for online quotes, you can have as much, or as little, interaction with an agent as you like. It is always recommended to deal with companies that have a customer-care or a toll-free phone number in case you need extra information.
Before requesting quotations, have certain details ready. You will need to provide the driver's name and age; the vehicle model, make, and year; plus the address where the car is garaged. With regard to the amount of cover and the relevant deductible, give the same information to each carrier. In this way, you are able to compare apples with apples.
When you have gathered several car insurance quotes Florida, investigate the credibility of all the companies in question. This is easily done on the internet by simply typing in 'USA vehicle insurance carrier ratings'. Any that are rated with an 'A' can be considered as trustworthy. 'B' rated companies should be avoided. They may well offer good prices but their reputations may be shaky.
by: Lance Thorington
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