subject: Tips For Choosing The Best Car Insurance For Teens [print this page] Making the best choices for insurance can be a taxing effort, especially when the driver you are shopping for is a teen. Getting the lowest prices for premiums can be tough on younger drivers. However, there are some things you can do to help lower those costs for car insurance for teens and keep them down as well.
Choosing the cheap company your friend or family member chose may not help you in getting the same low premiums they are getting. This is because your personal details differs from that persons. The car you drive, driving records, and a few other things alter the cost of premiums for coverage, even though it might be the same company.
Those young drivers that are doing well in school will get a discount in their coverage premiums. Having good grades will show an insurance company that a teen is serious and more settled. This might not be a huge savings, but a saving none the less. Check with all companies you are getting quotes from about this particular feature.
Most high schools offer safe driver courses. Making sure your young driver takes this course is another way to get a discount for premiums also. Those students that do well in a safe drivers course get higher savings than those that took it and just passed. Talk to your teen about how serious driving is and what it means for him or her to do well in the driving course.
The make and model of the car you are covering for your teen to drive play a big role in how much your premiums will be as well. Those cars that are fast and sporty will cause you to pay much higher prices for coverage while the smaller and more economical compact cars will cost a lot less. Speak to your teen about this fact and press the issue you are not getting that sporty model he or she wants so badly for showing off to their friends in.
The driving record for your teenager should remain as clean as possible to keep getting coverage at a low rate. The teen that has been taught at home about facts surrounding safe and correct driving will most likely keep their records cleaner. Talk about avoiding using call phone in the car while driving, about obeying the speed limits and why, and be sure to make sure they realize the severe consequences fro driving while using illegal drugs or drinking alcohol.
Finding the best and lowest price for car insurance for teens can be done online from the comfort of your home. This would be a good time to sit with your teen and show them the monetary reason why they need to be a safe and good driver all the time.
by: Lance Thorington
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