subject: Cancer Patients Dilemma [print this page] Cancer Patients Dilemma
Individuals either who currently are diagnosed with a form of cancer or who have successfully survived and are trying to get on with their lives it is a never ending battle. Insurance providers are part of their problem when they pull away upon hearing that they once had cancer.
They have to take into consideration a lot of things before they discuss cost-effective health plans with insurers. The journey will be a difficult one, but it is attainable. Cancer can affect your life in ways that you may not even think could be affected.
1.Lost wages because time in the work place will diminish
2.A lot of money is needed for travelling especially if specialists are far from your location.
3.You might also need a home aid. This is of course additional expense.
Another thing you have to know is that there are limits. You can discuss these options with your health insurance provider and together find palatable ways to get through one day at a time. {It may come as a surprise, but your health insurance provider is also willing to discuss health care related matters that concern you and your family.|You may not believe it but your insurance company is also willing to talk about health care matters for you and your family. |It may be hard to believe but insurers are also interested to discuss with you the best options for you and your family.A few of the more unexpected health care related issues you will have to face are:
1.Prescription medications that cost more than you are able to afford
2.Having high deductibles
3. Out of network cancer health care related expenses which may have a different deductible that you will have to meet
4. Any pre-existing condition limitations that are included with your treatment plan
5. Any treatments or medical health care procedures that are not covered under your existing health insurance plan
6. Any of the health care related expenses the exceed your lifetime maximum
However, you will have many opportunities to discuss the terms of your lifetime maximum with your health insurance provider so that you are better able to understand as you continue with your cancer treatment program.
However if your medical care provider can't take care of all the expenses you need for your treatment, you can approach the following You may even try discussing your concerns with your medical health care provider. The medical health care provider may recommend a few of the following options for you to research.
1. Medicare and Medicaid
2. State health insurance programs
3. Patient advocate assistance
4. Other cancer specific help centers
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