subject: How To Get Car Insurance No License [print this page] If one needs to get car insurance no license, you may face some challenges. This is one of the main requirements in getting coverage. If you do not have a drivers permit, you have to go through a different process. Drivers usually want their car insured for legal reasons. To be able to avail of a policy even if you are unlicensed you need to do certain steps.
First, ask for quotes from insurers. Most firms do not ask if one is licensed to drive. You need not tell them at this point that you do not have one.
Some insurers provide car insurance no license quotes even to unlicensed drivers. To be able to get a policy, you must complete the quote questionnaire.
If one is asked about the number of years of being licensed, just put zero or indicate 0 on the form.
If you are internationally licensed, you may put the number of years of driving experience but mention that you are using an international drivers licensing. This is one way of getting coverage even if you are unlicensed. There are some providers that will allow this.
Once the insurer asks you for a license, explain to them your situation. If one is suspended or permit got revoked because you have no car insurance, the provider will allow you some time to it. This is normally within 30 to 45 days.
For young people who are still unlicensed, you need to pass the exam once you reach the legal driving age to be able to secure one. Most insurers will provide coverage if you have drivers permit. But once you pass the test, you must show the proof to them.
Bring the proof of the coverage application to court if one is unlicensed due to suspension or by virtue of revocation due to lack of coverage. The court will return it to you if you bring this proof. You may be required to pay a fine though.
Most people think that since they do are unlicensed, they will be charged higher rates. Carriers charge similar rates to licensed or unlicensed drivers. Some providers will not surcharge a policy for lacking a requirement. To keep the insurance coverage active, you have to show to the provider that your license is reinstated and now valid.
Some car insurers can provide competitive rates even for car insurance no license applicants. Consumers can opt for either liability or full coverage. The providers are able to insure cars.
by: Lance Thorington
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