subject: Tips for Buying Fine Diamond Jewelry Online [print this page] Tips for Buying Fine Diamond Jewelry Online
There are definite advantages and disadvantages to buying fine diamond jewelry online. If you are aware of the pros and cons you can minimize the negative impacts and take advantage of considerable savings.
There are several factors to take into consideration. Since fine diamond jewelry may be one of the biggest purchases you make, you will want to save some money, but you have to do some research so you know you are avoiding fraud and buying from a reputable dealer.
Some jewelers will sell you a diamond then ship you a cheaper one; others will accept your jewelry for repair or cleaning and then ship a different piece back to you. So everything about your transaction has to be carefully recorded in writing.
Online diamond jewelry is priced low due to low overhead; oftentimes there is no sales tax; and the market is worldwide, providing competitive pricing and high volume of sales.
However, when buying online you can't actually see what you are purchasing, so you need to demand a certificate that states in writing exactly what you are receiving and there needs to be a return policy in writing as well.
You will want to be sure that you have access to a jeweler, either local or online, who can periodically maintain your jewelry for you, including cleaning, checking for chips, cracks and loose settings, discoloration, etc.
You can ask any online jeweler if they are a member of a well-known jewelry association such as American Gem Society, which sets high standards for its members; or, you can check with organizations such as the Jeweler's Vigilance Committee, or JVC, to see if not only your jeweler is a member, but if complaints have been filed with JVC against your jeweler.
Your last bit of insurance against fraud is to purchase your fine diamond jewelry with a credit card that will refund your money for legitimate reasons. You may have to pay an additional fee, but in the case of a purchase this big, not having to worry about fraud is worth it!
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