subject: 3 Bad Practices After An Automobile Accident [print this page] If you have been hurt in a car accident, your injuries echo throughout your life. You have medical bills. You have lost work, and, therefore, lost wages. You can't do the things you like, perhaps on a permanent basis. And you may be in significant pain.
You should hire a lawyer who helps people with automobile accident claims to help you be compensated for the ways the accident harmed you. A attorney can help significantly, but, ultimately, it is your case and the case will be about you in large part.
Here are three ways you can make sure to minimize your ability to receive a fair settlement. Obviously, you should avoid these.
1. LIE
To be compensated for a personal injury from an insurance company, you have to present a credible threat that you can bring a successful lawsuit. In a lawsuit, one of the best pieces of evidence that you'll have will be your word about what happened. If you lie during the process of bringing a claim, the insurance company will have a very strong argument that you can't be relied on by the jury.
2. DON'T SEEK MEDICAL TREATMENT
If you don't go to the hospital or to your doctor, the insurance company will argue that it was because you didn't think you were hurt. People who aren't hurt in an automobile accident won't be able to recover for their injuries.
You know that sometimes your injuries aren't manifest for a few days. But, if you can help it, why leave something as important as your health to chance. Regardless of whether you plan on bringing and insurance claim or a lawsuit, get checked out by a doctor if you think you may be injured.
3. SPEND A LOT OF TIME TALKING TO THE INSURANCE ADJUSTER
The insurance company has hired an adjuster for a reason. It's because they need someone who is on their side to represent their interests. Insurance adjusters are trained at being nice, and friendly. They know what information they're trying to get out of you.
An insurance adjuster will use it against you if you say that you aren't sure what happened in your accident. If you tell the insurance adjuster that your injuries aren't that bad, the insurance adjuster will look askance when you, or your lawyer, say something different later.
The insurance adjuster is not trying to help you; he or she is not your friend. You should be professional, and you should be friendly, but make sure you don't lose track of why you're talking to him or her.
CONCLUSION
Being in a car accident is scary. Being injured in a car accident can be terrifying. Don't help your insurance adjuster more than you're obligated to; work with your lawyer, not against him.
by: Matt Kaiser
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