subject: Self Employed Health Insurance Application Help [print this page] Self employed health insurance applications can be a pain in the you know what. That is, if you don't know the simple steps required to complete them quickly and easily. In this article, I'm going to walk you through some basic ideas that will help you get through these applications as quickly as possible.
First, you need to realize that not all health insurance applications are created equally -- at least not as equally as insurance providers would have you believe. If you are Self-Employed then you'll need to look for specific health insurance coverage support that applies to Small Business Owners and Self Employed Professionals just like you.
Once you find the right type of health insurance application, I also want to suggest that you go for the simple strategy of casting your net far and wide. Many self employed health insurance application quote websites will make this pretty easy for you. After all, their goal is to expose you to as many different coverage providers as possible.
The other thing I should warn you about is inputting all of the correct information into the application. This is of paramount importance since any errors on your health coverage application could result in massive fines or even denial of coverage down the road. Believe me, insurance companies typically do not forgive.
When you're applying for self employed health insurance, you'll need to be aware of two basic differences -- coverage for just you or coverage for you and other people. If you are a solo self employed person (like most self-employed individuals are) then this should be an easy part of the process for you. Just click on the Individual Health Coverage Plan option when completing your application. But if you're applying to cover you and other people, you'll be looking at many different requirements.
Let's say for example that you want to cover you and your family -- your dependents. This will require inputting their information as well as yours. This option is also not too difficult and should be pretty straightforward.
The more complicated issues will arise when you go for small business health insurance coverage that applies to you plus your employees and your staff. This is where you'll need to be very careful and especially aware of differences in insurance premiums, health deductibles, co-pay options, and the whole myriad of health insurance options.
But, as I'm sure you already know, this is just the very beginning of the Self Employed Health Insurance application process.
by: Sal Trump
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