subject: Cheap Car Insurance for Young Drivers [print this page] Cheap Car Insurance for Young Drivers
Cost of car insurance depends on the age of the drivers to a great extent. Teenagers are the ones who find the biggest difficulty while looking for car insurance. Number of companies offering cheap car insurance to young drivers is almost zero. In fact, many of the companies don't even cover any young driver. So, you need to be careful and apply some basic tricks while looking for car insurance for a young driver. Before giving you the tips I would like to tell you why the insurance companies have such rules for the young drivers.
Your insurance cost depends a lot on your driving record. Insurance companies prefer drivers who are less likely to be involved in accidents and traffic rule violations. Young drivers are more likely to drive fast, drive more and be involved in accidents. That's why they don't feel safe to cover a young driver.
At the young age, you cannot have sufficient driving history to show. So, my suggestion to take driving classes. My special recommendation would be a defensive driving course. However, you have to keep in mind that if you fail in the course, your chances of getting a better deal in car insurance will be badly affected. So, you have to take the course very seriously. If you have a good grade in your school or college, it can also help you get your car insurance.
The type of the car you drive also has a significant impact on your car insurance cost. Luxary car, high performance cars have higher maintenance cost. So, it is not easy to get discounted insurance for such cars. If you want to downsize your insurance cost, it is better that you for family cars, sedans etc. Consider adding security features like car alarms, tire pressure monitoring system, emergency brakes etc.
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