subject: Determining Whether To File An Injury Suit [print this page] Before you go ahead and file a liability claim against any individual, it is better to understand the legal implications of this in your state. If the injuries are a result of an auto accident, it is imperative to realize the degree of damage and its impact before you sue anyone. Get in touch with a personal injury attorney before you take any legal action.
New York makes it imperative to get both no-fault automobile liability insurance coverage as well as liability insurance coverage for all individuals who own motor vehicles. Therefore, your insurance company provides adequate coverage, including medical costs, wage losses, etc, in case of a no fault accident.
Moreover, the liability insurance coverage is $25,000 per person, $50,000 per bodily injury as well as $10,000 for property damage. Why would you still need to file an injury suit? This is only necessary if you want punitive damage recovery. This is also important if you want to get compensation for your pain and suffering for the injuries.
If you want to file a liability claim against a negligent driver, keep in mind that this is possible only if your expenses for the injury were more than $50,000. You can also file if you are a victim of a serious injury. Which ones classify in this category? Here is a quick look at what falls within serious injury category as per New York laws.
Death
Disfigurement (of significant nature)
Dismemberment
Loss of a fetus
Fracture
Permanent and substantial limitation in the use of a body part/organ
Considerable limitation of use of a body function/system
Permanent loss of use of a body member/organ/function/system
Temporary injury/impairment that prevents performing daily activities
It is quite difficult to assess and analyze whether filing a claim would give you the opportunity to avail damage recovery. Getting advice and assistance from a NY personal injury attorney is essential if you want to approach the case properly. Determining whether to file a suit is the first important step in a case.
If you are suffering from the consequences of a serious accident for which another was responsible, it is time to talk to an attorney. Ask your family or friends for references. If you are unable to find one this way, use the Internet to look for qualified and experienced personal injury attorneys practicing in New York.
New York is a city having number of registered law firms. But very few of those are competent enough to solve any complicated legal issues. If you are looking for a New York based reputed lawyer, please visit 800 New York Lawyer directory to get the required information.
by: Mark
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