subject: Trip Cancellation Coverage [print this page] Nothing left to do but wait for the final boarding call. Out of the blue, there is a problem and you need to stay home. Fortunately, you have purchased trip interruption insurance, so you won't lose your prepayments and deposits or will you?
If you already have insurance, have your policy evaluated so that you will know exactly what it can provide. As the Consumer Reports Travel Letter discovered, the cancellation coverage that insurance companies offer vary tremendously. Some insurers may assure you that a vaguely worded policy provides as much protection as a more specific one, but the fine print spells out what's really promised.
When it comes this kind of insurance policy, you will also be provided with benefits for cases of illness, injury, and death. If a pre-existing medical condition is the cause for an interrupted vacation, there is no way that an insurance provider will provide any coverage for the traveler. If you buy a policy and your medication for a pre-existing medical condition has only been fairly recent, within a 60 day window, you will not receive any benefits if something happens. Some other policies won't cover any condition for which the insured person received medical treatment or advice within 180 days of the date of coverage.
Get the kinds of medicine that you need for your condition. No one will provide you with coverage if you have been neglecting your condition. You will not be covered for exposing yourself to dangerous activities even if you get injured because of it.
Operator default is also another thing that is not covered by insurance if you got your insurance plan from the same company. Consider this so as not to be a victim of fraud. Keep in mind that insurance should always be obtained from an insurance company.
From the time you depart to the time you return, you will have coverage. For some providers, there is no way to extend this policy when it expires. Always see to it that you buy one without this limit.
For a plan like this one, standard fees apply. Excessive insurance coverage is a no-no. What you should consider here is the cost of the trip. Avoid to overbuy insurance.
Who will not be enticed to get insured especially since the benefits for accidental death and dismemberment coverage is pretty massive? But this flight insurance is grossly overpriced. You do not need to travel to have a reason to get accident insurance for yourself. Chances are you can get in an accident when you are at home. Usually, coverage like this can also be found in any regular homeowner's or renter's insurance policy.
by: Nathanielnagata
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