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subject: How to protect yourself from auto insurance fraud [print this page]


How to protect yourself from auto insurance fraud

How to protect yourself from auto insurance fraud

The car accidents are costly in money and sometimes lives. Unfortunately, sometimes people dishonest or criminal organizations intentionally causing accidents in order to enrich themselves by submitting to their insurer for fraudulent claims. If you want to avoid becoming the next victim of a fraud auto insurance, you must first learn about the kind of fake accidents they may cause, and on how to avoid being implicated. You should also know what to do if an accident occurs. It is for your safety, but also your money, because your insurance premiums increase after a claim.

It could happen that a malicious driver passes you quickly and immediately pressed the brakes. In such a situation, it is likely that you do not have time to brake, and you stamp the car of this malefactor. You could be your turn rear-ended by the car behind you, causing a serious accident involving several cars. To avoid this kind of situation, always keep a safe distance between you and the vehicle that you follow to ensure you can stop if the vehicle suddenly stopped. If someone passes you and seems to have suspicious behavior, extreme caution and slow down a bit.

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How to protect yourself from auto insurance fraud


It could also happen that a wrongdoer gives you the transition by making you sign to commit to one lane, then move quickly to stamp your vehicle by denying you have missed. Since it is impossible to know if every motorist who gives you the passage is honest or dishonest, always be vigilant in this situation. You should engage in a way where you feel safe, rather than rely on someone who is waved through.

When an accident occurs intentionally, the fraudster usually accused of being responsible. It can also claim to be injured, or if he is really hurt, it will increase the severity of his injuries, and this, in order to get more money in compensation. Sometimes a scam artist who caused a minor accident leaves the scene of the accident and intentionally causes further damage to his vehicle, and then claiming that these damages were caused by your fault in the accident. To prevent such dishonest actions hurt you, you can take certain precautions:

-Even if the cars involved in the accident suffered only a few scratches, call the police so that police do a detailed report of the accident.

-Take notes on the circumstances of the accident. Take the registration number of the other vehicle, and the name of the driver and any passengers.

-Observe the behavior of the other driver and his passengers. They may seem to have emerged unscathed from the accident, then pretend to be injured when the police arrived on the scene.

-Take pictures of damage to both cars using your cell phone or a disposable camera that you take care to keep in your vehicle.

These precautions are designed to counter any dishonest fraudulent claim that a driver could do after the accident. You'll be more able to prove what really happened to your car insurance company. In any case, be careful on the road, mistrust of suspicious behavior and honesty toward the police and your insurer.




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