subject: Why Do You Need A Honda Motorbike Insurance Policy? [print this page] People relate bikes and motorcycles to the whole idea of getting away and achieving that freedom that 'man' has always desired. Therefore, when a person buys a new motorcycle he/she finds him/herself really looking forward to taking the bike out for a spin.
If you find yourself in a similar boat, you should make sure that you get your motorcycle insured before you do this. There are many reasons why a motorcycle should be insured before it sees the light of day at high speed. The following are some.
1. Legal requirement:
The laws of the UK do not allow for any vehicle, whether two wheeler or four wheeler, on the country's roads unless it is insured appropriately. If you fail to comply with this law then you can find yourself being fined heftily by a policeman or, for that matter, even seeing your licence being disqualified. This is a law that was enacted in the year of 1988 and is termed the Road Traffic Act.
2. Unpredictability:
Regardless of how well you drive or how careful and alert you are, driving has always been and will always be one of the most unpredictable things in this world. The reason for this is that an accident can strike even if you have made no mistake. A single accident can lead to your long term financial stability being endangered because the repair costs of your bike would be exorbitant. Therefore, in order to safeguard your own financial future, you should get a motorcycle insurance policy.
3. Theft:
A bike, as you may well know, is extremely easy to steal which is why most bikers are always on edge about the safety of their motorcycles. However, if this does happen then you will not only lose one of your most cherished possessions but will also find that all the money that you invested on the bike would be gone. This is why most motorcycle insurance policies contain a clause that caters to this scenario.
4. Lawsuit:
The above mentioned unpredictability of driving is not just limited to your motorcycle getting damaged and you getting injured. Unfortunately, if you are really unlucky then you will see yourself facing a long drawn out court case in addition to the cost of medical treatment and repairs of your motorcycle. If you end up damaging someone else's property or hurting someone else, then that person can easily hit you with a court case. Court cases can take an incredibly long time to get resolved, during which period you would be paying legal fees to your counsel. However, if you have a Honda motorbike insurance policy, then you would be covered from this angle as well.
As you can see, there is a reason that you were taught to always keep your vehicles insured in your younger years. Notably, these days a Honda motorbike insurance policy is not that hard to find because online policy providers have become available. Nowadays, all you need to do is get online, choose your favourite policy, pay for it and receive it at your doorstep without any hassles.
by: Neil Anderson
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