subject: 4 Steps You Can Take To Secure Cheap Motorcycle Insurance [print this page] If statistics are anything to go by, motorcycles are becoming increasingly popular in the UK and it's easy to see why. After all, going for a spin on your motorbike can provide you with an experience which is second to none. Not only that, but many people are also choosing to use a motorbike rather than a car whenever possible in a bid to save some money on petrol.
Of course, depending on where about in the country you live, you may need to acknowledge the fact that you can only use your motorbike in the summer, but then again, that in itself has a few advantages.
In fact, if you're only able to use the motorbike during the summer months then you'll certainly be smiling when you start looking for cheap motorcycle insurance, in that insurance companies always take your intended mileage into consideration.
With that said, there are actually several other things you can do in order to keep your premiums as low as possible. Generally speaking, if you're serious about finding cheap motorcycle insurance then you should take the following four steps into consideration:
1. Protect your motorbike against theft and vandalism: One of the first things your insurance company will want to know is whether or not your motorbike is being kept in a secure area. In other words, if you can satisfy them that you keep it locked away in your garage then they will be happy to reduce your premiums.
2. Bundle your policies: All insurance companies want your business and as such, they're willing to offer discounts in order to encourage you. If you're already insuring a car or even your home with a particular company, you may want to consider insuring your motorbike with them as well. In the vast majority of cases, if you already have an insurance policy with a company, they will offer you an additional discount if you take out further policies with them.
3. Do research before you buy: Let's face it you don't want to go and spend thousands of pounds on a two wheeled beast only to find out later that you simply cannot afford to insure it. In other words, once you have your mind set on a particular bike, do a little bit of research in order to find out how much it's going to cost for insurance. You'd be surprised just how much difference certain things make in terms of securing insurance and if you're aware of these before you purchase your motorbike, you can obviously save a significant amount of money.
4. Limited mileage: If you're motorcycle is going to be out of use for most of the year then your premiums will inevitably be lower. Likewise, if you can satisfy the insurance company that you won't exceed a certain mileage then you could well end up qualifying for additional discounts.
These four points can go a long way in helping you to find cheap motorcycle insurance, but of course, you still need to do some shopping around before you make your final decision. Remember, the most expensive insurance is not always the best, just as cheap insurance is not always the worst.
by: Tom Jones
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