subject: Tenants Insurance - Why A Tenant Should Definitely Know About Tenants Insurance [print this page] Tenants Insurance - Why A Tenant Should Definitely Know About Tenants Insurance
Why A Tenant Should Definitely Know About Tenants Insurance!
If you are a tenant then it is best for you to obtain information about tenants insurance. This is a type of coverage that makes sure that, if an accident or theft occurs, your lost properties are covered. Imagine if a fire breaks out, or a theft occurs, you are bound to lose some or all of your belongings. In a case such as this, if the house is insured, your landlord will receive the insurance money.
All the damages of the house and the contents belonging to the owner will be covered under the policy. The landlord or the owner of the property will have absolutely nothing to worry about! On the other hand, you will net get any part of the insurance money. This is because, you do not own the house, and, hence, your belongings are not covered. Conversely, all the items in the house that belong to the owner will be covered, for example, the fittings, glasses, etc. Thus, you will face a huge loss at a time like this. This is why it is a good idea to have this type of coverage. If you make the proper decision to obtain it, each and every belonging, you lose, or gets damaged, will be either be replaced or repaired.
Tenants insurance is very inexpensive, ranging from $10 - $15 per month depending on the different policy options, but, in general, these are quite economical. There are some basic options that are really cheap. All you have to do is pay very small periodical premiums, and you will be covered. These policies cover belongings like clothes, books, etc., but, do not cover any expensive belongings like TVs, etc. With options that involve higher cost, you can get liability coverage as well. This means that, if someone gets injured inside your house, the medical treatment expenses will be provided by the insurance company. This type of insurance should be considered a necessity!
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