subject: Why You Need Car Insurance [print this page] Why You Need Car Insurance
There are many of you out there who wonder on a daily basis, why do I have car insurance? I've never been in accident before, I don't speed, I have a perfect driving record, my car is paid off, why do I bother paying for it? First, I'd like to congratulate you on your amazing luck so far and wonderful driving skills. The purpose of this article however, is to explain why you need car insurance, so pay close attention.
First and foremost, accidents do happen, it doesn't matter how good of a driver you are, if a car slams on breaks in front of you and you happen to rear end them, that goes against you. You can deny the possibility that this could ever happen to you, but the fact of the matter is that it can. With this piece of information stated, if an accident is your fault, you become responsible for any damages of the victims car, as well as your own. Perhaps you're that wealthy to where you have the luxury to pay for the repairs yourself, however, the large majority of America is not and needs insurance in place for this reason. In addition to these two facts, can insurance is also required if you're still making payments on the loan for your car.
To summarize this article into a couple of brief sentences, car insurance is a must for all driver. Although you may have a perfect driving record and may go on to never have an accident, you want that reassurance that if something did happen, you wouldn't have to pay for it.
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