subject: Quick And Easy Insurance - Getting Online Auto Insurance Quotes [print this page] Most of us have become well accustomed to the convenience and comfort of a life that centres around one stop shopping. We love going to one location to buy groceries, pay our utilities bill, get a haircut and have a quick meal while our car is being serviced all under one roof. This convenience extends to previously tedious tasks such as getting insurance and one can now get online auto insurance quotes with equal ease and without having to set foot outside the house.
There are several distinct advantages to getting auto insurance quotes online apart from the obvious convenience. The first is the range of choice one has in service providers. Previously one had to phone or physically drive around to get quotes and in many instances was limited to the insurance providers located in the immediate area. One can now effortlessly consider a far wider selection of insurers in far less time.
Getting quotes online also means less pressure from pushy sales staff and less endless sales pitch to endure. There are also companies that allow for a single set of forms to be completed which will then be distributed to a selection of insurance providers which further eases the process and saves even more time.
Once quotes have been submitted you can consider and compare them at your leisure. One also has the opportunity to do a little legwork and check out the different providers on the many consumer complaints sites for any complaint trends, tips or other notable issues. This alone allows you to make a far more informed call on who you choose to provide the service.
One should always keep one or two basic points in mind when shopping for insurance online though. The first is to always to give the fine print on the quotes a thorough going over. This may sound like an overstatement of the obvious, but many folks don't do it.
Check for things such as excess amounts, commitments concerning claim resolution times and exclusion and liability clauses. You won't have a salesman with you so if something doesn't look right, query it before making a call.
Pricing is another issue to consider carefully. Most dirt cheap insurance quotes have a huge stinger in the tail somewhere. These are usually in the form of exclusions or sky high excess payments. If these points are not laid out clearly in the quote ask for a schedule of excesses, exclusions and liabilities before proceeding.
Try to ensure that the insurer has a clearly defined privacy policy in place as well. You will be supplying a lot of personal detail to the provider so privacy and dissemination of information policies are important.
Apart from these minor concerns, getting online auto insurance quotes is by far the most convenient and pleasurable way of getting the job done and is another great addition to one stop service.
by: Alexis Ford
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