subject: How To Get Car Insurance Without License?
[print this page] Many would-be drivers believe that it's impossible to get car insurance without license, while some believe that this means higher rates will be involved. Fortunately, for many, this is very much a myth and couldn't be anything further from the truth, whether or not an individual has a suspended license or has yet to even obtain one at all.
While each insurance has its own policy guidelines to follow when it comes to unlicensed car insurance, there are some out there that will, in fact, insure unlicensed drivers. There are also those companies which will insurance people who simply have an international license, a state ID, or that of a foreign ID of another country.
Just as policies go, the prices can vary by company. Some may choose to charge a little more while there are actually some who will not impose higher rates to unlicensed drivers at all. Comparing price quotes is definitely recommended in order to find the best price and coverage available for those without a driver's license, as well as which one can offer a cost-effective and affordable premium.
While there are many reasons as to why one without a license could possibly even want one, one common reason is due to the possibility of an unlicensed car owner being unable to register a car without the necessary proof of an insurance policy. Unfortunately, having an unregistered vehicle, in most cases, can mean that the owner can acquire possible penalty fees by the state's motor vehicle board or authority. If not careful, these fees can quickly add up over time.
For those who are considering getting a license, they too may wish to have insurance ahead of time, allowing them to immediately start driving as soon as they gain their license. This allows them to legally operate their vehicle in most states soon after getting their license, but also ensures that they will not have to go immediately through the a new registration process or the need to show proof of a policy before legally being able to drive in said state.
Some people may wish to get car insurance without license in the event of loaning out a car to someone else. Should an insurance company offer a policy that protects the insured car owner with damages from an accident caused or done to the person borrowing the car, the owner is better safeguarded in the end by obtaining this in most cases.
by: Lena Shattuck
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