subject: Car Insurance Quotes Comparison Sites
[print this page] Car insurance quotes comparison sites are easy to use and can provide you with a great way to save money. All you need to do is input a few personal details and details about your driving history and your car. From this information the comparison site will input your details into various providers forms and return with a list of quotes from its many affiliated websites.
You will find that the prices will vary greatly and this usually depends on the type of cover that you have sought and also the additional benefits associated with each package.
There are three types of car insurance available these are fully comprehensive, third party and third party fire and theft. Fully comprehensive covers the owner of this policy with regards to any accident within the covered vehicle, regardless of fault. Third party is the cheapest insurance and this will pay to repair other vehicles when you have an accident and it is your fault. Third party fire and theft has the additional advantages of covering any fire that occurs in the vehicle and any loss due to theft.
All of these types of cover can vary in price if you change the excess fee. This is the amount you will have to put towards fixing your car in the event of damage to it. An excess of 250 will mean that if your car requires 500 worth of repairs you will have to pay 250 and the insurance company will pay 250. Usually this excess is easily adjustable and as such you can change the price of the quote pretty easily.
Another thing to note when comparing car insurance quotes is the additional benefits that each policy offers, some charge quite a high premium but offer break down cover. Most of the cheaper quotes you will find have very few benefits associated with them but you will find you can add these additional items to your policy at will.
The internet has also allowed the insurance companies to provide different types of insurance due to the speed at which they can issue quotes and take payments. Short term insurance is available which means you can insure yourself on a friends car for the summer if your going on a road trip for example.
You will find that when comparing car insurance quotes you may find that it is better to enter your details on an insurance providers website as at times you can enter more information onto their form which could result in a cheaper quote.
by: Lena Shattuck
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