subject: How Can You Get Cheap Car Insurance In Texas? [print this page] Searching for cheap car insurance in Texas can be a daunting task. Any slight blemish on your record and the task becomes quite tough. You may have to consult with the Texas Automobile Insurance Plan Association in order to get what you are looking for. Through them, you will be able to get uninsured and under insured motorist coverage, personal injury coverage and Texas liability coverage.
The problem with working through this association is the rates are more than likely to be higher than is the case with normal car insurance companies. The other side of the coin is that you will be able to get insurance of the type that is not available through standard companies. If you drive in Texas, with no insurance, you are breaking the law and you will suffer the consequences of this.
Fines range from $175- $350 if you are caught driving without insurance coverage. The next time you are caught the fine will increase and should there be a third time you fine will be even higher and you could have your driver's license suspended. On top of this, you could also get a surcharge-able violation. This means you will pay more than once for the same crime. You will pay a fine for that offense every year for up to three years.
Therefore, whilst the insurance may not be cheaper than with conventional companies it could save you money in the end by helping you to avoid fines and surcharge-able violations.
A site will allow you to get a quote and pay for it in less than twenty minutes. More than twelve insurance companies are at hand to give you the best possible quote and service. Companies that gave the best deal last year are not necessarily the companies that will be most competitive this year.
Coverage that is referred to as 25/50/25 simply means that there is bodily injury liability of $25 000, $50 000 per accident and property damage limit of $25 000.
In Texas, law requires that a driver take responsibility for an auto accident. The responsible person and or their insurance company will be liable for the claim. This is known as the tort system and the regulations of the tort system differ from state to state.
Often people are not covered by insurance and there is cover available to responsible people that take care of cases where there is no insurance or not sufficient cover. This type of cover can be invaluable. So whilst there is no cheap car insurance in Texas, there are options available that are extremely handy to drivers in that state.
by: Levi Wright
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