subject: Save Money On Young Drivers Motor Insurance [print this page] Before you decide to give your teenager the car keys, you may want to shop around for young drivers insurance. If they have a driver's license, you have already been faced with the dilemma of allowing them to get behind the wheel of a car. It is wise to increase the safety of your teenager in any way possible. In addition to having a safe vehicle, you may want to consider buying young drivers insurance. This type of insurance can increase your rates dramatically, given the greater risk involved, so you will want to look for ways to save money on your policy.
Begin by calling your current insurance agent and finding out how your rates will go up if a young driver's car insurance clause is added. Take the time to talk to your insurance agent and find out how to save money. Ask about the discounts that your teenager could qualify for. If he has a grade point average of at least a "B", or has taken and completed a driver's education program he could qualify for discounts on the young driver's insurance arrangement. Driver's ed. is a great way for your teenager to gain more experience on the road, and you will feel better knowing that he has taken a driver's safety course. Encourage your teenager to have a part-time job; you can help him getting one by showing him the job section on the newspaper for example. In this order of ideas if your teenager finally gets a part-time job he could help out with the insurance payments. And this without doubt will ease your pocket, and not only it would save you some money, it could also teach them the value of being able to obtain results from individual hard work.
You can call your insurance agent and find out how many the rates will go up. If you are thinking about purchasing a new car for your teenager, you may want to consider the insurance payments first before you ever sign up for a new car loan. If your insurance payments will not justify the new car payments consider asking the insurance for a list of vehicles that give you discounts on your young driver's insurance plan.
If you do not take a close look at your options, you may end up paying very costly young driver car insurance. Take the time to talk to your insurance agent and find out how to save money. If you have decided to let you teenager drive, let him know that insurance is not free and that with keys comes responsibility. This will help reinforce the value and benefit that he is getting with car insurance.
by: Andres A Golden
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