subject: How To Get Cheap Insurance For Young Drivers [print this page] Getting car insurance as a new driver can be fairly expensive, particularly given that during your youth you will be more likely to have a lack of finances available to you. However, there are things that you can do in order to help yourself get a decent price for your policy. As such, here are some thoughts on how to get cheap insurance for young drivers.
First of all, have a frank chat with your parents and ask them whether they would be willing to allow you to want all your own insurance policy together with theirs. If they are getting a good rate with an insurance company, then the insurer will often offer you a discount if you bundle your own package together with their one.
Secondly, if you are yet to purchase a vehicle, then you will have an opportunity to try to lower the cost of your insurance when you do. Insurance is calculated through a number of factors, one of the main ones being the vehicle that is being driven. Therefore, you should not aim to purchase a flashy sports car, but should instead focus on something a little more road safe and reliable.
Of course, you may not know exactly what sort of vehicle is suitable when looking for cheaper insurance, and therefore you should aim to talk to some local insurance companies and ask them what sort of vehicle they might offer some cheaper rates on. Whilst you will not necessarily by a specific car that you don't like just to get cheaper insurance, it is a good idea to try to find something that ticks both boxes.
As a young driver you will be charged higher simply by virtue of the fact that young drivers account for more accidents on the road than any other group. Whether or not you feel you are a very safe and sensible driver, simply due to the fact that you are bundled into this group, you will have to pay more for your insurance.
However, it is possible to prove that you are a more responsible and reliable individual. This can be done in several ways, such as by maintaining good grades throughout your education at high school. In addition, signing yourself up to some sort of safety driving course where you are taught safety driving techniques and practices will help you to lower the price of your insurance as well.
by: Lance Thorington
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