subject: Do Courier Services Need Vehicle Insurance? [print this page] Every courier business that is in the business of moving not only documents, but items in either cars or semi-trucks, needs to have vehicle insurance. Just like any other business, any good Seattle courier service needs to not only have insurance on their cargo, but on the vehicles that are transporting the shipments. Similar to any other businesses, a courier business can get insurance from any insurance agency that specializes in providing insurance to business vehicles. As well as this insurance, couriers need to also have a policy that will protect the cargo in the truck in case something is damaged in response to the truck or car getting hit in an accident. For this reason, there are two different types of insurance available for Seattle courier services to make sure they do not face any form of financial or legal hardships due to an accident.
When an accident does happen, most customers are understanding and know nothing could be done to prevent the accident. Unfortunately, these rare occurrences can also destroy or damage the customers' goods that were being transported. These same customers, however, will be very quick to point out that these damaged good are not their responsibility and should be covered under the Seattle Courier services insurance since they were transporting these goods. Any courier service that refuses to have insurance is more than likely leaving themselves open to multiple potential issues, since not having insurance is a rather large liability in case an accident does occur.
Just like individuals, a Seattle Courier service can find multiple types of insurance that are available for their vehicle. Even with the most basic insurance, there are a variety of different policies available to cover even just the damage that could occur in an accident that damaged a courier's vehicle. The same is true for policies that cover the loss of goods on a vehicle in the event of a vehicle being stolen, being damage due to a natural disaster, or any other event that could very damage the vehicle and the cargo. These insurance policies are costly but important since it protects the courier service from possibly facing any legal issues in the future from angry clients. Also, the courier can in many cases save money by getting the same policy for their entire fleet of vehicles; allowing them to save money all together with the same insurance company.
by: Scott P Gallagher
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