subject: Finding The Auto Insurance Quotes Comparison Online [print this page] There are many ways to make an auto insurance quotes comparison. But by far the easiest way is to do this online.
There are companies online that ask for certain information and then supply you with quotes from many different companies. They may email you, call you, or there will be a list of the companies and their estimated quotes right on your computer screen.
The questions they ask are needed to give you the most precise quote they can. They will ask about you and about the vehicle, or vehicles, that you wish to insure.
When they ask you for your social security number, this is because most, if not all, auto insurance companies depend on your credit rating to see what kind of a risk you are. This is a very unfortunate practice for some people, especially today. So many people have lost their homes, their jobs, and their credit is not what it was for perhaps twenty years before this. The auto insurance companies do not care. Presently, they choose to gauge your trust by using your ability to pay your bills. If your credit is bad, no doubt you will be charged more, until this sometimes unfair practice is stopped.
They will ask your age, as this is an important factor in your quote. People under the age of twenty five get into many accidents, and that is just a fact of life. Statistics do show this. They will also ask the obvious, like your address, marital status, and phone number. Your vehicle will also be asked about. The make, model and year will need to be given, as well as the vehicle identification number.
Certain cars will need more insurance than others. Fancy hot rods will fetch much more of a premium, because they are made to drive faster. Convertibles may cost more in insurance, because they may be easier to break into. And many other factors are taken into consideration, when you get your auto insurance quotes comparison. But for the most part, your insurance agent wants to be fair. There are certain rules he needs to go by, and certain minimums, according to your state that you need to be covered with. If your car is new, for example, and you are still paying for it, the bank will have its say in that you will be required to have collision on the vehicle. All these factors will be a part of your quote.
by: Lance Thorington
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