Mistakes To Avoid When Searching For Cheap Taxi Insurance
If you need cheap taxi insurance, then not doing the wrong things is just as important as doing the right things
. Which errors should you avoid? While there are several, here are some of the most common ones:
1. Never assume that a current insurer has the lowest premium.
Is it possible to get a fantastic deal from your car insurer? Yes, since you're already a customer they might offer you a discount on taxi insurance. But never assume that you'll automatically get a better deal from your current insurance company. While it's possible, it's highly unlikely. That's why you should get quotes from other companies, to boost your chance of finding a rock-bottom premium on your taxi premiums.
2. Never look for insurance without having a clean driving record.
Having a few parking tickets isn't a problem. Having moving offences on your driving record is another story. If you have points, then it's highly advisable that you delay looking for taxi insurance (and driving a taxi) until you've cleaned up your driving record. That will give you the best chance of securing cheap taxi insurance. If you have several points, then you may want to reconsider working as a taxi driver. Driving a company car is a huge responsibility, and is why taxi insurance tends to be fairly high.
3. Never compare apples with oranges.
When you're comparing quotes from different taxi insurance companies, make sure to compare apples with apples, and oranges with oranges. When you get a quote for a policy, verify that it would be applicable to you. Then when you compare quotes from different companies, make sure that you're comparing comparable policies. That will help to make more accurate comparisons of different companies.
4. Never limit your search to online or offline companies.
Instead, search via both types of motorcycle insurance companies. While searching online is more convenient, that's not to say that you can't find some outstanding deals from brick-and-mortar stores. So search high and low to find the lowest premiums.
5. Never fail to look for all possible discounts.
This is yet another mistake to avoid when you're searching for cheap taxi insurance. For instance, some companies offer discounts to those who are married or are home owners. Meeting those requirements won't guarantee that you're a responsible person. However, statistics show that such drivers tend to be in a fewer accidents. So when you're in the market for taxi insurance learn about all of the possible discounts of a particular company. That will help you to find the lowest possible premium.
6. Never get only one or two quotes.
Collecting that number of quotes won't give you a solid chance of finding insurance policies with the lowest price tag. Instead, you should get a minimum of three comparable quotes. But don't stop there! The more quotes you get, the more likely you'll find a cheaper policy.
While to err is human, you'll want to minimise those errors when searching for cheap taxi insurance.
by: Tom Jones
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