Do You Need To Insure Your Camera
While most people who own a camera never take out insurance for it
, this greatly depends on the kind of camera you own and how much you rely on it. Camera - like most gadgets - are subject to theft and damage and can very easily end up setting you back hundreds and thousands of pounds in repair and replacement costs.If your camera is a standard digital camera that's mainly used for holiday snaps and the like then the chances are you won't need to insure it. You can of course, but most people who insure a camera have spent a few hundred if not thousand pounds on the camera and equipment. Camera insurance is naturally very popular with amateur and semi-professional photographers, the kind of camera users who would be distraught if there camera was damaged or lost.
So, if camera insurance is something that would be useful to you, then what should you look for in a camera insurance policy?
Theft is one of the biggest concerns for camera owners, so naturally this will be one of your top concerns. Most policies will cover your camera against theft, but the value will depend on the policy.
In the UK, a standard camera insurance policy will cover a camera for several hundred pounds, whereas a policy for amateur or semi professional photographers will provide thousands of pounds worth of cover for the camera and equipment.
Damage is also another concern, as cameras can very easily get broken and even water damaged. Be sure to check what kind of coverage your camera offers, as the coverage surrounding damage will vary for insurer to insurer.
For those who are planning on taking their camera abroad, and this is typically most people, international cover is also an important consideration. International cover means that you are covered against theft and damage abroad in the same way as you would be at home. Most camera insurance policies only provide cover for a set number of days, so if you are planning on travelling for more than usual, it's worth checking to see which companies provide the best camera insurance for travelling.
The easiest way to sift through the various different camera insurance options is to visit a comparison website. Comparison websites, although typically for car insurance and broadband, allow you to compare camera insurance prices and options from numerous different insurers.
Using a comparison site can be a great time saver when it comes to comparing insurance for your camera, and very often can help to save you money as well.
Do You Need To Insure Your Camera
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