Denied Health Insurance What To Do Next?
If you are denied health insurance due to a pre-existing medical condition such as diabetes, cancer, heart disease or another illness, there is still hope that you will be able to obtain health insurance coverage. Although most people become frustrated, overwhelmed and worried, and often times give up. There is a solution for you to obtain adequate health insurance coverage for you or your loved one, call Guaranteed Issue Health Insurance or Guarantee Issue Insurance.
What is Guaranteed Issue Health Insurance?
A Guaranteed Issue Health Insurance is an alternative insurance coverage for individuals who have been denied health insurance coverage. A guaranteed issue health insurance policy provides comprehensive health insurance coverage for people faced with pre-existing conditions.
How Can you Obtain Guaranteed Issue Health Insurance Coverage?
The first step to obtaining guaranteed issue health insurance coverage, if you have been denied health insurance coverage due to a pre-existing condition is to contact an insurance broker that specializes in Guaranteed Issue Health Insurance Coverage.
Second, you need to explain to your Guaranteed Issue Health Insurance Broker the reason(s) you have been denied.
Thirdly, you need to explain what you would like to have covered under your guaranteed issue health insurance coverage, based on your budget and your unique needs such as hospital visits, doctor visits, inpatient treatment, outpatient treatment, medical test etc
Fourth, make sure you receive a detailed overview and explanation of the benefits and cost of the Guaranteed Issue Health Insurance coverage that you are being sold. In most cases you can get a cheat sheet, that goes down the list in a clear and concise manner on what is included and what is not included. Be sure to read the fine print.
Fifth, if there is anything that you are unsure or not certain off, make sure you clarify it with your Guaranteed Issue Health Insurance Broker before going forward. The last thing you want is to have an issue when you have gotten past this hurdle only to find out your doctor or the hospital you are dealing with, wont accept or allow for a treatment that you or your love one truly needs.
There are several insurance companies that provide Guaranteed Issue Health Insurance Coverage and their requirement may all be different. By working with an insurance broker that you trust, he or she will be able to do the necessary research needed to provide you with the best Guaranteed Issue Health Insurance Coverage available to you.
Working with an insurance broker who is an expert in dealing with individuals who have been denied health insurance coverage can be a great benefit to you, by saving you a lot of time, money and frustration.
It is challenging enough that you have to deal with the circumstance surrounding the health that you or your loved one is face with. Find someone that can provide you the support, knowledge and education that you need to make an informed decision about your denied health insurance coverage.
by: PSmithAbout the Author:Brandon D. Sears, CLU, ChFC is the founder of Plan Benefits Group, an Insurance Agency specializing in helping people across the U.S obtain Guaranteed Issue Health Insurance Coverage if they were denied health insurance or declined health insurance. To find out about the best solutions available to you, please contact Mr. Sears directly at 1-888-594-1953 or visit his website at http://www.pre-existing-conditions-health-insurance.com/index.html for a FREE Quote.