A hazard insurance policy is designed to reimburse you and the bank for damage to property resulting from fire and smoke, hailstorms, fierce winds, lightning storms, explosions, volcano eruptions, riot and vandalism, theft, water damage, and other so called Acts of God. If a tree comes crashing down on your roof from a wind storm or a burglar smashes your car window to steal your radio, your policy will fix the damage or replace the item. ...more
Backup and documentation are absolutely necessary for filing a decent claim. Pictures are great evidence and therefore if your camera is handy, you should not hesitate to take pictures of damages, injuries or items. This will make the claim solve smoothly. Also, patience and calm are strong characteristics. You should not be in a hurry and you should be calm when filing a home insurance claim at your insurance company.The Basic Tips on Making a...more
Those people who work on a regular basis from home should find out if they have enough business cover in place. If you are in employment with a company then the chances are that you have. However if you are classed as self- employed and work from home of your own accord then this is another matter and it is these people who should be asking themselves if they have enough cover.There are many factors to be taken into consideration when working from home, one of them being that office equipment which is considered to be for commercial reasons, when used in the home environment may not be covered when taken out of the office and into the home. Over 69% of workers, if they had the choice, would elect to work from their home. This means that this could leave many without enough cover should anything go wrong. Another factor that has to be taken into account when working from home is the liability issues, if clients are going to the home instead of the workplace and, for example they should suffer an accident whilst being there, they could be left being unable to claim. While working from home certainly has its advantages, insurance is one factor that many simply don't think about...more
According to the British Crime Survey (BCS), burglary victims are subject to violent attacks in their own homes every 30 minutes in the UK a statistic that will no doubt shock and alarm homeowners and make them think twice about having their home at anything less than 100 per cent secure. But 100 per cent secure is not a realistic option; short of...more
It is actually quite possible to save money on your homeowners insurance if you know the right things to look for and ask for. There are discounts from your insurance company for all kinds of things to the building material used or how close you live to a fire station. The first thing to do is to shop around. Check with several different insurance...more
http://www.quoteinsurance.equitylinesite.com/2009/11/29/home-owner-insurance-quote-texas-five-simple-things-at-lower-prices/Home Owner Insurance Quote Texas – Five simple things at lower prices By: M.D.Porter About the Author Anti aging treatments (ArticlesBase SC #3470130) Article Source: http://www.articlesbase.com/ - Home Owner Insurance Quote Texas – Five simple things at lower prices more
http://www.quoteinsurance.equitylinesite.com/2009/11/20/home-insurance-quotes-how-to-find-the-cheapest-home-insurance-quotes/Home Insurance Quotes – How to find the cheapest Home Insurance Quotes By: M.D.Porter About the Author ...more
http://www.quoteinsurance.equitylinesite.com/2009/11/10/homeowners-insurance-quotes-tips-for-getting-the-best-ones/Homeowners Insurance Quotes: Tips For Getting The Best Ones By: M.D.Porter About the Author Anti aging treatments ...more
There are several insurers who have started to augment their rates so, that they can make up for the loss suffered when the US economy was severely hit by the financial crisis caused by depression. The insurers are in a tough competition to get new...more
Don't Back Off Yet It's very easy to get very confused and frustrated when you're looking for information online about homeowner's insurance. It's enough to make you want to throw up your hands and go back to cold calling....more
Car and home insurance are two things you are probably unlikely to escape if you own either one. Most states require you have to insurance on your home and automobile. This protects your assets and finances in case of fire, natural disaster or other...more
Theft deterrents such as burying valuables in the garden, sewing jewellery into curtains, hiding valuables in shoes and hanging washing out to make the house look occupied are some of the examples a Hiscox study found to be used as anti-theft...more