Colorado Auto Insurance - Staying Informed If you are a driver in Colorado state, then you must as a matter of necessity, do all you can to know what your state requires from you as far as auto insurance is concerned. We would try to look at this now.Some people would know that prior to 2003, the state of Colorado operated a no-fault insurance system. This meant that in an auto accident, the drivers involved took care of the...more
Connecticut Auto Insurance - What The State Demands Connecticut auto insurance laws are not so different from those of other states. There is a lot of emphasis on the protection of all those involved in a crash through basic car insurance coverages. Many people fail to appreciate what they can lose if they are involved in an accident and have to take care of liabilities without an insurance policy. Many have lost their homes,...more
Delaware Auto Insurance - Basic Facts To Know Delaware auto insurance regulations are very clear and are for the protection of road users from reckless drivers. To drive legally in Delaware, you would need to fulfill some requirements. Know these requirements and you can drive freely in the state.The state of Delaware requires that every driver purchases a minimum auto insurance liability coverage. The minimum required is popular known as 15/30/10. What does this mean?"15" refers to the $15,000 state required minimum liability cover for bodily injuries per person in an accident while the "30" refers to the $30,000 state required minimum liability coverage for bodily injury per accident and finally, the "10" refers to the $10,000 state required minimum liability cover for property damage per accident.These are the state required minimum cover required by every driver. It is obvious that though this looks much, it may not be enough in some situations and if this is all the cover you have, it then means that the remaining expenses would have to come from your pocket. I am sure you do not want this.Some drivers go ahead to drive without these minimum liability coverages...more
Learn How Auto Insurance Adjustors Deny Claims Generally you purchased car insurance for your automobile because it required in your state, and it is the right thing to do. If you are unfortunate enough to get into an accident with another driver, do you ever think about what their insurance situation may be? Chances are, at some...more
Florida Auto Insurance - State Required Cover Florida auto insurance minimum cover required by law is one of the low ones especially if you compare them with those of states like Alabama, Alaska etc. If you intend to drive legally in Florida, you should know what these state required minimum coverages are.First, the state requires a...more
Georgia Auto Insurance - Important Facts Are you a driver in Georgia? Then you need to know about Georgia auto insurance laws and regulations. This state has one of the higher minimum required coverages for drivers in the country. Let us look at these requirements.Like many other states, Georgia requires a minimum liability coverages for bodily injury and property damage. These minimum requirements are thus:A minimum bodily injury liability cover of $25,000 per person and $50,000 for same cover per accident.For property damage, there is a minimum required cover of $25,000 per accident.If you are leasing a car or getting an auto loan, your lender or loan company would demand that your policy includes a Physical damage auto insurance cover though this is not at all mandatory by law. This covers your car against damage or loss. I guess the reason for this is pretty obvious.You can reduce the rate you pay if you can improve your driving records, ensure your car is parked in a safe location, install security gadgets in your to reduce its likelihood of being stolen etc. All these are examples of discounts that you can take advantage of and there are a lot more of them....more
Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the...more
Indiana Auto Insurance - Know And Be On The Safe Side If you are a driver who drives in Indiana or intend to and you want to know about Indiana auto insurance laws and requirements, you can start here. Read on...For any driver who...more
Iowa Auto Insurance - Basic Information It is interesting to note that in Iowa state, you are not required to have auto insurance before you can drive legally in the state. More interesting however is the fact that to be able to drive...more
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