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Wedding Insurance: What Is It & Do I Really Need It?

Wedding Insurance: What Is It & Do I Really Need It?

Wedding insurance is one of those things many couples try to avoid adding to the shopping list

. After all, the list is usually very full already and any opportunity to cut down the cost of the wedding is always welcomed. But should wedding insurance be axed or is it perhaps more sensible to look at cutting something else first?

Weddings are messy times. Not just in the sense of tens of drunken people who've never met each other before all crammed into the same space, but also in terms of the reliance you place on other people, particularly suppliers.

With weddings costing close to the 20k mark, it's reasonable to presume there are quite a few wedding suppliers involved. Cake makers, venue organizers, transport companies, hotels - the list is endless, and the longer it gets, the greater the possibility of things going wrong increases. Of course, it's not simply the number of suppliers you have that corresponds to the likelihood of everything going wrong, but the more suppliers you have, the more difficult it is to manage all of them.

Hence why more and more couples are taking out insurance for their wedding.

Of course suppliers aren't the only thing that can go wrong at a wedding, although they are probably one of the biggest concerns for couples.

Wedding and civil partnership insurance also covers - depending on the company - a number of other options such as legal expenses, personal accident, and cancellation costs.

Many companies also offer cover for marquees and public liability cover, although these are often only included as additional add ons.

If you do decide to insure your wedding, be sure to insure it for the correct amount. Many couples try to make savings by only insuring a 20,000 wedding for 12,000, which although it might save a few pounds, ends up costing thousands in the end.

Finally, as with anything related to weddings, be sure to check out the wedding insurers beforehand. There are plenty of bridal and wedding review websites and forums, making it easy to get opinions on suppliers from people who have used them before. Although this may take a little extra time, it is better safe than sorry, and can make a huge difference to your stress levels on your wedding day.

Wedding Insurance: What Is It & Do I Really Need It?

By: Katie Samson
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Wedding Insurance: What Is It & Do I Really Need It? Dongying