subject: Dubai Motor Insurance and Drunk Driving [print this page] Driving under the influence of alcohol or other intoxicants is strictly prohibited in Dubai and is an offence punishable by UAE traffic law. Offenders are handed hefty fines or imprisonment or both depending on the level of intoxication, seriousness of the accident and if the driver is a frequent offender. Dubai motor insurance providers do not cover motorists for accidents, death or damage to property caused while driving under the influence.
The traffic laws of Dubai show zero tolerance towards drunk driving and random police checks are conducted in the city, especially around hotels and bars to nab offenders red handed. Patrol cars carry high tech gadgetry to detect even the smallest amount of alcohol in the driver's breath. Even a glass of wine can get into a lot of trouble.
Here are some regulations and key policy features you should be aware of to stay out of trouble:
a) Don't drink and drive, even if it's just a glass of your favourite alcoholic drink.
b) When found driving under the influence of alcohol or any kind of drugs, offenders can be fined, imprisoned or jailed, depending on the seriousness of the offence.
c) Traffic authorities may also suspend the driving license of the drink driving offender.
d) No level of alcohol level in the driver's blood is acceptable. In other words, even the slightest trace of alcohol or drugs in your breath, bloodstream or urine will land you in trouble with the authorities.
Dubai motor insurance providers will not honour any claim of liability occurring as a direct result of driving under the influence. In fact, all insurers in the UAE clearly specify in their terms and conditions that they do not cover drunk and intoxicated drivers under any circumstance.
It's always better to be safe than sorry. Take a taxi home if you have had drinks and insist other drivers don't drink and drive too. You are saving yourself the trouble of going through some harrowing experiences and ensuring the roads are safe for other road users in the process.
While buying your motor insurance, it is vital to go through the terms and condition of the policy to understand incidents you are covered and not covered for. A customer focussed insurance company will be your best shot at ensuring you get transparency with your policy and drive hassle free.
Dubai Motor Insurance and Drunk Driving
By: Kinjal
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