subject: ING Life Insurance – Trusted American Insurance Companies [print this page] Universal life insurance is flexible, permanent insurance that builds cash value. These policies are flexible because, within certain minimums and maximums, the consumer can choose when and how much to pay for the premium and because the consumer can change the amount of the death benefit as life circumstances change. Variable Universal Life insurance is a flexible, permanent insurance product like universal life that builds cash value. However, the variable term is added because the policyholder can choose an investment vehicle to help the cash value grow quicker. These policies have an element of risk because the consumer also assumes the risk of the investment, meaning the policy can lose cash value as well.
ING Life Insurance Trusted American Insurance Companies
By: Mark Prip
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