subject: Choosing In A Motorcycle Insurance Company [print this page] If you love the open road experience of riding a motorcycle, you're not alone. If you're safety minded you always wear a helmet, but there are those who love to ride, where permitted, without one just to feel the wind in their hair as they roar across the countryside and smell the scented air while heading for the destination.
Motorcycle riders are a special breed who want more than just the practicalities or expediencies of travel when they need to go from point A to point B. Yet, we all know that sometimes, the intended destination doesn't get arrived at as expected, because circumstances force us to have a change of plans.
As motorcycle riders, we have to be aware of the possibilities of breakdowns, collisions, accidents, and having our machines stolen. Nobody likes to think about these things when they're off on the open road, but the time when we must think about them is when we are at home and making sure that we are prepared for the worst. This is why we need motorcycle insurance.
Of course, you only want the best motorcycle insurance for your needs, and that means: The best possible quality for the lowest possible premium outlay. What traits would you want in your insurance provider?
How about something like this:
* Over 70 years of experience.
* Known for top quality customer service and support, making your life easier.
* Range of policies includes third party fire and theft and fully comprehensive.
Or, something like this:
* Company that is the UK's 5th largest motor insurer.
* 60 years of experience in the motor insurance industry.
* Provides cover to over 1 million policyholders.
* Insures one in three motorcycles in the UK.
Then again, there's a company that has this basic profile:
* Specialise in providing motorcycle cover in Great Britain.
* Competitive insurance with a reputation for friendly and professional service.
* Cover mopeds, scooters, modified bikes, sports tourers, super sport bikes and more.
But it doesn't end there, for you could also make your choice of a company like the following:
* Specialist motor insurance underwriter.
* Will consider insuring drivers with provisional licences and minor convictions.
* Fully trained and dedicated teams within their claims department.
As you can see, there is a wide array of providers to select from, and those profiles above are only four examples of many more. This means for you that the best bet may very well be to go through an broker to find the policy that is 'perfect' for you, your motorbike and your riding needs.
The broker will sell policies for a great number of agencies that have profiles like those above and many more. You will be able to get the best possible policy in terms of cover and premiums without needing to take up all of your precious time looking through the various and sundry agencies yourself.
Just keep in mind that that last thing you wan to do as a rider is compromise on your motorcycle insurance. You want comprehensive cover for you and your machine at the lowest possible price.
by: Tom Jones
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