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Cheapest Car Insurance Not Coming From The 'big Guys'

You might be surprised to learn that most of the low rates for car insurance no longer come from the biggest names in the insurance industry. You know their names. They are the companies with those jingles all over the television and radio that just seem to stick in your head.

They are the companies that invest massive amounts of money in advertising because they want you to believe that they are the only insurance company in the UK offering great rates. While there was a time that these big names in the insurance industry were the best bets when you wanted the cheapest car insurance out there, that is not entirely true today. More people are taking the time to search around for quotes before they renew their policies and they are finding that there are cheaper options out there with smaller insurance companies.

Small insurance agencies may not have the funds to launch huge advertising campaigns with slogans and jingles, but that doesn't mean you should rule them out when searching for the cheap insurance rates.

Next time your insurance policy is about to come up for renewal give the quote comparison systems a try. Get online and just run a few searches through a few different quote comparison sites. You will be quite surprised to discover some companies that you have never heard of before, but which do in fact offer the cheapest car insurance quotes. Many of them will likely be cheaper than the renewal rate you are given with your current company.
Cheapest Car Insurance Not Coming From The 'big Guys'


This is a surprising trend because you would assume that companies that can afford expensive advertising campaigns could afford to spare the little people and give reasonable rates. Yet, the trend continues to escalate where the bigger companies offer progressively higher rates while smaller companies try to remain competitive and snag enough policies to stay alive.

When looking for the cheapest car insurance rates you should consider these smaller companies or companies that you have never heard of before. Yet, you should also do some research into the company prior to signing with them. You want to make certain that they are a stable company with the resources to pay out in the event you need to file a sizeable claim.

Also note that getting a great deal on your car insurance rate this year doesn't guarantee the same deal next year. Many people find that the cheaper car insurances they find this year come with a loophole as their policy doubles or triples the next year. This leaves them back at square one as they yet again search out the cheapest car insurance rates so they don't have to renew at the higher rate.

This is a trend that should definitely get a lot of attention right now. Consumers need to know that the cheapest car insurance rates aren't necessarily going to come from the biggest names in the industry. Some smaller companies are worth giving the business to because they are more affordable without sacrificing quality in the cover they provide.

by: Tom Jones




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