subject: Why You Should Compare Auto Insurance Rates [print this page] Are you looking forward to compare auto insurance rates? If so, you have come to the right place. Read on this article for more information.
You are absolutely right to shop and compare because believe it or not, rates can differ by hundreds of dollars. That is money that you can better spend on something else that you need, don't you agree? Use a spreadsheet to compare side by side. You will be glad you did.
Try visiting the insurance department of your state, and maybe that of other states too. You will find that you can compare not only in terms of rates but customer service as well. Rates may be your priority but there is no reason to compromise on service when you can have them both.
The reason is that there are plenty of carriers out there that are waiting for your business. You don't have to settle for anything less than the best possible price for what you are covered for and you don't have to give in to service that is sub-par either. Just do your research and be smart when you speak with an agent.
Comparing rates can be a fun exercise, if you will. Just don't try to carry this out at the last minute and don't over-do this either. If you don't have a valid insurance, you can't drive your car, it is as simple as that. So comply with the legalities and ensure that you are adequately covered for in case of an accident and you will do just fine.
Don't try to drive your car without an active policy. Maybe you are experiencing a lapse due to changing your carrier. The fact is, there should be no lapse in the period of time of your coverage because if there is, it means that you should not be driving in that period, even if this means inconvenience to you.
If you do and an accident occurs, you have not only broken the rule, you can run the risk of breaking your bank account as well. Imagine switching carriers because you found a more competitive rate but experiencing a lapse in that time. Wouldn't it be foolish and even unthinkable if anything untoward happens in that time?
You are a smart consumer so stay that way. Shopping for your policy can be fun as long as you follow the rules. Good luck.
by: Lance Thorington
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