subject: Car Insurance No License, How To Qualify For Car Insurance Without A License [print this page] If your friends told you that you can get car insurance no license needed, would you be believe them? Anyone owning a car can obtain car insurance, however it can be difficult if the vehicle owner does not have a license yet.
Lack of a driving license may cause liability and legal issues for the insurer and the driver. Fortunately there are some simple steps a car owner should take to find an auto insurance policy without a driving license being present.
Firstly, you should contact the insurance company in your area to get quotes. It may be simpler to obtain quotes on the internet rather than visiting the company. There are sites with contact details for you to get in touch with and make enquiries. It is recommended to contact the chosen insurer as in most cases the insurer assumes the applicant already possesses a driving license.
Next, the insurance agent will question why you do not have a license at the moment. You should be prepared for any questions and answer to the best of your ability. One of the reasons you may not have a license could be due to a suspension or revocation. If this is so, the insurer usually insists that you get your license back within a month otherwise the policy will be cancelled.
If the applicant has not yet reached the legal age for driving, then it is best to concentrate on passing the test before applying for insurance. Most companies will be willing to cover the applicant with a driver permit. You will then have to show proof of your license after passing your examination. It is imperative that a new driver shows the insurance firm evidence of the validity of the license. This will ensure that the policy is still active with the insurer.
However, those applicants who have had their license revoked or suspended for not having insurance would need to take the proof of relevant documents to court of law. The court will then be able to formally allow the applicant to drive.
To conclude, it is very much possible to obtain vehicle insurance with no license, although it can be a difficult process. You should get quotes first by browsing through online websites and then work on getting a valid license. Never give up hope if the first company rejects your application. There are hundreds more with affordable premiums; all you need to do is to keep your options open.
by: Lance Thorington
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