subject: Cheap Car Insurance For Young Driver [print this page] If you are new to driving and needing to pay insurance you are in for a big surprise. Insuring a young adult can be expensive. Insurance companies base their statistics on the accidents that young people get into just because of inexperience. They know they may have to pay more money out so they charge more. The cheap car insurance for young driver needs can be found, you just need to know where to look.
Parents: If you have a parent who can put you on their policy this may be a good thing. The company may take into account that you are under their parental control and cut you some slack. This can save you hundreds of dollars; especially if the car title is in your parent's name.
Grades: Good grades aren't for just getting into college. These good grades can also help you get a lower rate on your insurance policy. Companies factor in that if you as a student receives good grades then perhaps you are smart enough to pay attention to the road and not get in an accident.
Stay Ticket Free: If you are a new driver and already have a ticket you are going to have a difficult time getting cheap insurance. The smart thing to do is keep this in mind. It is not worth the money to pay for a ticket and then for higher insurance rates.
You are smart to also follow the rules of the road. Do not use your phone while driving, and that means texting as well. This is the number one cause of accidents in teens and young adults. It is not some dumb rule. This is a proven fact that even the most experienced driver can be distracted by texting and telephone conversations.
The best place to start your search for cheap insurance is to look online. There you can get quotes for your car insurance. Some sites have multiple listings that allow you to stop at one site and get all of the quotes. Opting for a high deductible will also bring the rates out of pocket per month to the lowest they can be. Having a thousand dollar deductible makes a big difference in the quote you will receive.
The biggest thing to remember is that everyone is going to assume you are an irresponsible driver. Prove them wrong and be responsible. Then before you know it you will have your premiums lowered after they see that you can be trusted and will not be a higher risk for their company.
by: Lance Thorington
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