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subject: Loans For CCJs - Fiscal Support In Bad Times! [print this page]

In some cases when you cannot repay the amount borrowed through any source in the agreed time, your creditor may file a case against you. You will be granted an extra time of 6 months to repay the borrowed amount. If you still fail to repay the amount, a Country Court Judgment [CCJ] is passed against you. This gives you a sign of bad credit for 6 years.

It becomes very difficult to avail any type of financial assistance during these 6 years. But now there is no need to worry as loans for CCJs have come to your aid. With these advances you can get the cash you require to pay for your urgent fiscal problems.

They can be secured and unsecured in nature. In the secured type the borrower is required to place a valuable asset as a security against the borrowed amount. However, in the unsecured form this is not the same as the borrowers need not give any security to avail the money.

The amount that you can borrower through them can be as low as 200 and as high as 25000. They can be used by the borrowers for a number of purposes. However, the repayment of the amount is to be made on the due date. The repayment term ranges from 1 to 10 years.

These credits help in improving the credit score of the borrower. They carry relatively high interest rates in the unsecured form and relatively low interest rates in the secured form.

Eligibility criteria:

The applicant:

Should be 18 years of age.

Should be a citizen of UK.

Should have a fixed job and a regular source of income.

Should have a valid bank account.

These credits can also be availed online. The applicant needs to fill the online application form giving all the details as required by the lender. These details should be true as they are verified by the lender. After verification, the amount is credited to the applicant bank account.

Loans For CCJs - Fiscal Support In Bad Times!

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