subject: Car Insurance Without A License [print this page] There are many people who would like to know how to get car insurance without a license. Every person who owns a car needs to have an auto policy for his or her vehicle; there is no way around this. When normal conditions prevail, it is very easy to get policies for vehicles. Without a license, however, it can be more of a challenging process. Whatever challenge it may pose, people nonetheless are required to have insurance policies for reasons dealing with legal and liability issues. With this said, there are some steps involved with this process, and they are discussed in detail below.
To begin, a person needs to contact auto policy providers in his or her area to get quotes. They can either call companies or visit their websites. There are even specialized one stop shop sites that allow people to view rates from multiple firms at one time. Most of these companies will not even inquire about whether or not a driver has the proper documentation needed in order to legally drive.
If the firm offering policies asks a driver why he or she is without a license, the customer needs to offer a valid explanation. These include having had one that was suspended or has been revoked. In these instances, the insurance company will give the driver anywhere from thirty to forty-five days on average to get it back. Otherwise, the policy will expire.
After the steps outlined above, a person will need to pass the driver's examination if he or she is legally old enough to drive. Once a person passes the required driving exam, the majority of auto insurance firms will cover the driver with a permit. After this point, proof of a license will be needed.
In the event that a driver had his or her license suspended or revoked for not having any insurance, then he or she will need to prove in court that a policy is now in place. Once the court sees that the individual has purchased an insurance policy, driving privileges should be reinstated once again. The driver needs to be aware that a fine may have to be paid in this instance. Once the court deems that the license is once again valid, the driver has to make his or her auto policy company aware of this, an action necessary to keep the insurance active.
In conclusion, people can get car insurance without a license, but this can be a challenging process. Drivers need to get quotes from different companies and then work on getting their licenses back if they have been suspended or revoked.
by: Lance Thorington
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