subject: Getting Cheap Auto Insurance For Young Drivers [print this page] Every young person looks forward to getting their driving licence. It is a rite of passage, and a sure sign that they are growing up. Every parent, while proud that their child is old enough to drive, must also experience a twinge of fear at the high cost of auto insurance. It is possible to get cheap auto insurance for young drivers if you take a careful look around at the products on the market.
While they are actually learning to drive then the cost of adding them to your insurance may not be too bad. This is due to the fact that they will have an experienced driver beside them at all times. Once they have passed their test them it is a different matter, and you may find that your premiums soar.
One way to bring the cost down is to get your child to take an advanced drivers course. This will really help to bring down the premiums as they will be a much more attractive option for insurance companies. There is also the added benefit that it will help to improve their driving, making them a lot more safe and giving you more peace of mind.
When you are actually getting a quote do not just rely on your old insurance company to give you the best deal. While they might have been a great option for you there could be other companies out there who specialise in insuring young drivers who will give you a much better deal. Make sure that you shop around.
Ask around your friends and family to see who they use for insurance to see if they have found any great deals, especially if they have kids who have recently passed their driving test. Take a look at the kind of car that they will be driving and ask yourself if it is suitable for a young driver. If it is a large and powerful car then it will automatically carry a much higher insurance premium.
It is much easier for a young driver to build up their insurance cover on a smaller and cheaper model for a few years, until the insurance companies can see that they are a good risk. It may even be worth investing in a cheaper car for them to use for a few years until their insurance premiums drop. Getting cheap auto insurance for young drivers is not impossible it just requires a bit of effort. This will make it all the more satisfying when you manage to get a great deal.
by: Lance Thorington
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