subject: The Real Reason Why You Need Wedding Insurance [print this page] Here's a quick and simple test to help you understand the real importance of wedding insurance. Because for most people the idea of wedding insurance sounds a little like being yet another way for companies to take advantage of your happiness and take more money away from your flower budget.
A lot of people tend to imagine that they are largely responsible for the success of the wedding. Having to take out a wedding insurance policy seems a little as though they're admitting that they're unreliable. It demonstrates a remarkable lack of faith in themselves. However not only is this not the case, the reality is frighteningly different.
So here's the simple test. All you have to do is to work out how many people you are actually relying on for the success of your wedding. Obviously there's your wedding party, which will be around a dozen people, then there are the key guests you could dream of not having with you, so that might be another half dozen.
You then have the people at the venue, which might be another half dozen or so, and then the caterers, the florist, the DJ and the chauffeurs.
Obviously you'll have the vicar, priest or designated official to carry out the service, and the photographer to capture the whole thing. So far you could be well over the fifty mark, and you may find yourself heading rapidly towards the three-score-and-then-some margin.
The next task is to imagine giving each of those fifty or more people a glass ball, and telling them to hold it tight, and carry out with them at all times for the next several months. They mustn't drop it, break it, crack it or lose it, and in several months time must bring it back in the exact same condition.
How confident are you that you'd receive all fifty glass balls intact? Perhaps you're completely confident, although many people would feel rather hesitant at offering a guarantee of confidence in several dozen complete strangers. Wedding insurance is there to protect your balls. As it were.
Because statistically there will always be one or two balls broken. Sometimes you can carry on, sometimes a broken or lost ball will cost you a few extra hundred pounds to replace, and sometimes the missing ball will be so critical that the entire wedding will have to be postponed.
By taking out wedding insurance you can relax, knowing that even if the odd ball does get dropped, broken or lost, sorting out a replacement will be far simpler, and will cost you nothing. Venues do get double booked, or get flooded, burnt down or go bankrupt. Florists, DJs and chauffeurs can also go bankrupt or get things wrong, people do die or fall ill, and even get themselves arrested and locked up. If you can imagine a disaster, then it's already happened. Many times.
Wedding insurance packages are available starting from less than 20, which is only the cost of a few drinks at the bar afterwards. It's important to make sure you're covered, because just like the glass balls, it takes very little to cause your wedding plans to shatter.
by: Adam Leyton
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