subject: What to Do When You Cannot Stop Mortgage Foreclosure [print this page] If you have exhausted all options to stop mortgage foreclosure on your home or if you find yourself in a position where you simply do not want to stop it, there are some things that you need to do.
Number 1: Find a new place to live. While you legally do not have to find a new place to live until you are evicted, you do need to take into consideration the fact that it will likely be harder to find a place when you have a foreclosure on your record. Many apartment complexes check credit reports and you may find it more difficult and expensive to find a place when you have a foreclosure on your credit. If you already have credit problems and will have problems getting an apartment, you might want to check local classified ads for privately owned homes that you can rent.
Number 2: Be sure to tell your mortgage company and house insurance company when you will be moving out. If you move out before you are evicted, you need to tell your mortgage company that. They will come and secure the house to help prevent vandalism.
Be sure to also tell your house insurance company that you have been unable to stop mortgage foreclosure on your house and let them know when you will be moving out. They may or may not be able to cover the house anymore. If you can, you should consider keeping your insurance policy until the foreclosure is complete. The reason for this is because you are still legally responsible should anything happen to the property or should anything happen to anyone while they are on the property.
What to Do When You Cannot Stop Mortgage Foreclosure
By: Jill Borash
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