subject: Traveling Means Having Travel Insurance Policy [print this page] Some things may not go according to plan while you're not around, and not enough thought is usually given by the vacationers. Not all trips begin and end perfectly.
Have the vacationers in Cancun and Cozumel, Mexico, and Jamaica tell all about their experience when their vacation was disrupted by an enormous cyclone.
While it is not possible to have a guarantee that your vacation will be perfect, travel insurance can insure vacationers can help you against some woes.
When you had a terrible time and found fault on whatever company that offers travel insurance, they will not return all your money or give you another vacation.
If, however, your luggage is stolen or if you get ill or if you have to spend some extra time at your destination and you've purchased travel insurance in advance you could receive some money.
When the people are in the midst of a hurricane, that's the often time that they would want to spend money on travel insurance policy said the president of the only travel insurance company that pays travelers when it rains.
If you travel with a rain cheque policy, you do not have to get soaked to call it a rainy day. A day will then be labeled rainy when one hundredth of an inch of rain falls, the technical least measurable amount of rain falls.
The rain should fall amid 9am and 4pm, with this much from four days of a seven day trip for your insurance claim to be paid.
What is the price of this coverage? For a trip to Cancun, Mexico, the lowest rate is 5 percent of the vacation price if you travel from November to March.
In June or September journeying to Cancun, the cost of the coverage reaches about 18 percent of the vacation price.
It is best not to contact the insurance corporation if you'll be spending your vacation on wet destinations like Seattle, Washington, or Tahiti.
Rain insurance is not available to all destinations, some places are just too wet.
By purchasing more usual travel insurance such as travel delay coverage and by bringing umbrellas are some ways of many travelers do.
Such as the time when the flights were canceled when a storm hit Jamaica and many tourists can't leave, therefore they had extended their stay.
They will receive money as much as $300 to $500 for lodging, food and transportation if they spent money on this travel agency that provides travel delay insurance.
Luggage or belongings that are lost, stolen or destroyed is covered by the baggage insurance. If you are ailing, charges for the hospital and transportation home are insured by travel medical insurance.
What is the charge of this coverage? For instance, trip cancellation insurance and health coverage would cost about $48 for a one week stay in Mexico under a family plan which includes the traveler's immediate family members with children up to 25 years of age.
Rain insurance will not be available in damp spots like Seattle, Washington or Tahiti, so if you're planning on calling the insurance company, forget it, because these places are too wet.
Umbrellas are brought by travelers and as well as spending money on additional travel insurances such as travel delay coverage.
For example, many of the travelers have extended their stay in Jamaica after hurricane Gilbert because the airport was close.
$300 to $500 will be given to them for lodging, food and transportation if they purchased travel delay insurance earlier.
by: John Chambers
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