subject: Insurance Fraud Investigation [print this page] Fraud Investigation and The Cost of Insurance Fraud
Fraudulent insurance claims amount to of 1.9bn a year and adds an average of 44 to the annual cost that policyholders face.
Extra charges that insurers believe that people should not have to pay for and as a result they are making the investigation of fraud a priority.
Here are a couple of examples of the type of insurance scams that are making the headlines.
Crash for Cash Car Accidents
Reported recently was an event that occurred in Manchester, England concerning a crash for cash insurance fraud.
This entailed one man who would deliberately cause collisions for whichever client was willing
to give up his car keys and insurance details, he would be paid a fee while the claimants
demanded compensation for personal injury, courtesy cars and legal fees at the expense of
the other party's insurers.
It is important to know that if you start a fraud investigation against someone who claims that they were involved in an accident, you must have a quality plan and photographic evidence of the accident as these will needed to be produced in court.
For this what you will need to do is pass on the location of the accident with a map and a brief account of the circumstances and you will receive in return a report and photographs which clearly show the scene and a sketch plan giving the measurements of roads plus in addition to this statements from witnesses and police.
In the case of acquiring evidence, it is important that you get all the details so that the lawyer has access to the best available evidence.
Payment Protection Insurance Fraud
This is committed by people taking PPI to cover loans, credit cards and other monetary agreements.
The idea is that they obtain a large sum of money and then use the insurance to cover repayments.
To do this they fake some form of injury or illness or claim to have been made redundant and cannot find employment elsewhere.
It will not be the first time someone has claimed to have suffered a debilitating injury that keeps them off work only to have a fraud investigation surveillance team video record them doing somersaults on the trampoline in the backyard.
Get these claims investigated to establish their legality by employing a surveillance team who will gather and supply evidence in the form of video, photographic and detailed written reports.
Surveillance should be preferably carried out by male and female operatives who will physically follow an individual from their location and thereafter obtain video and still photographs without them being aware. Alternatively, they could put in place day and night CCTV Covert cameras at appropriate locations.
We provide a service to insurance companies in relation to insurance claims and accident claims throughout the UK.We will also investigate and report on accident claims etc.Our rates are negotiable and can be either on an hourly or in some circumstances a fixed amount, that can be set to the value of the claim.
by: Andrew Cameron
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