subject: Finding Cheap Comprehensive Car Insurance For Women [print this page] Female drivers are believed to have an easier time when it comes to car insurance. After all, women car insurance does tend to be less pricey than those of mens. However, the womans quest for equality has backfired a little. Today, car insurance is almost always unisex, with the womens insurance only cheaper than their male counterparts if they are below the silver age of twenty five. Also, comprehensive car insurance picks no gender, since the factors do not really apply. With that said, having non-collision insurance can be a headache for women just as much as it is for men.
Factors Nullified
The female drivers are more defensive, less aggressive, and more cautious than the men. Due to that, they have a lower accident rate than that of the opposite sex; making women car insurance cheaper even for the high risk age bracket. However, non-collision insurance is heavily influenced by factors generally outside of the drivers control. For instance, hailstorms will damage any vehicle on the road regardless of the drivers sex. With little to no difference between the risk factors, the approaches to finding cheap non-collision insurance for both sexes would be the same.
Looking for the Cheap
The best way to find cheap comprehensive car insurance regardless of gender is to look online. There will be a lot of cheap quotes, but take care to remember that these quotes are still subject to change. They can balloon, or they can be made even cheaper. One thing you have to keep in mind is your women car insurance. Most people spend too much time trying to find a really cheap non-collision insurance policy without realizing that they can actually just cheapen their collision insurance aspect, and the non-collision insurance goes down with it.
Safekeeping
The reason that non-collision insurance is more expensive is because there are more chances of your car getting damaged from non-collision factors. Whether you have non-collision insurance or not, you can still maintain a cheap women car insurance policy by keeping your car safe. This means putting in anti-accident devices to bring down collision insurance costs and putting antitheft devices to bring down non-collision insurance costs. The bottom line is keeping your vehicle safe.
When a female driver reaches the age of twenty five, women car insurance tends to cost just about the same as male car insurance. If youre female and you want to keep your insurance bills cheaper than your husbands, then simply drive safely and ask your provider about what discounts they will honor. As for comprehensive car insurance, you can look for the best quotes, and bring them down along with your collision insurance.
by: Marl Jensen
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