subject: A Secured Loan Or A Remortgage Can Appear To Be A Fast Loan. [print this page] There are often times when we could all do with some extra money when we want to make a large purchase for example or to go on a nice but expensive holiday to celebrate our twenty fifth wedding anniversary, to fund home improvements and so on.
The above are not events that suddenly pop up without any warning, as we normally think about home improvements, the cost of carrying them out and the best way to pay for them for some time.
We generally do not simply waken up one morning and completely out of the blue decide that we absolutley must install a swimming pool, build a onservatory or fit a new kitchen there and then.
In the same way our twenty fifth wedding anniversary does not happenn out of the blue, as we have obviously been aware for twenty five years, since out wedding day itself that this special event to celebrate would arrive and exactly when it would arrive could not possibly come as a surprise.
Therefore for the above occasions there is plenty of time to plan and to raise the funds needed to pay for them, if like most people ready cash can often be thin on the ground.
However there are other times when we could really do with additional money and need the said cash in a hurry, and as we all know obtaining fast cash is not easy.
Therefore it is advisable to obtain readily available money to use as and when needed as there is nothing worse than really wanting to buy something and not having sufficient funds to do so.
You sometimes see great buys of things for your home at very low prices but these prices only hold good for a few days.
There can also be occasions when a travel agent has had a cancellation for an exotic tropical holiday and is selling the flight and luxury accomodation for half price, and you can afford that but could never afford to pay the full amount for such a dream vacation.
Loans may of course be available but they take too long to arrange and the sale will be over.
Taking out a home loan will enable you to always have money available as and when it is needed.
For homowners at the moment cheap funds are available by either a remortgage or a secured loan which will mean that you always have enough funds at your disposal when required at any time in the future.
At present remortgages are at an all time low of less than 2% APR and secured loans start at from around 9%.
When arranging the remortgage or the secured loan you should borrow enough to carry out debt consolidation which will effectively mean that the acquisitions cost you very little.
by: Liz Moir
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