subject: Guaranteed Personal Loan - Your Help is Has Arrived [print this page] Are you in the midst of hard financial times and you could use a personal loan to help out? This can be one of the hardest types of loans to get and you have to know that this is because it is not secured by anything of value. This makes them much more risky for the lender, but there are guaranteed personal loans that you can get and here are a few ways to get them.
First, you can use a site that is called Prosper. You will be hooked up with individuals that want to help lend you money instead of a large company. Even if you have bad or not so good credit you can get a loan from the Prosper marketplace and if you have good credit you can get a very good rate from this choice. You will sign up, get a credit rating, then post what you are looking for out of your loan.
Then, others can go to your listing and bid an amount they are willing to fund. If you are looking for a $3,000 loan, then you might have a handful of people willing to give you a few hundred dollars and all together they get you the $3,000. This is one of the top ways to get a guaranteed personal loan right now.
Second, you can go to your bank. If you have a good relationship with your bank, then they might be willing to help you. You will be able to get a much better rate on your loan if your bank will help you out. They will also want to see that you have a decent amount of money either invested or saved and that you have a steady flow of income.
If you are able to pay the money back rather quickly and you don't need more than $1,500, then another option is a cash advance loan. These are guaranteed personal loans because they do not check your credit. As long as you have a source of income, make $1,000 a month, have a checking account, and can prove your a citizen of the United States you can get a loan from a cash advance store or payday loan store.
Guaranteed Personal Loan - Your Help is Has Arrived
By: Gressly Stevens
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