subject: Banks In Uk - Faq [print this page] When it comes to where you keep your money, you want to ensure you are at a good bank, but what bank is best, does it simply come down to the rates it will offer you or do other factors come into play? When looking at the top UK banks it is important to do some research to establish which is not only best out there currently, but which is best for you.
The lists you find on the internet generally seem to cover the basic generic factors which people look at when opening an account, they do not cater for those who may have different needs or interests, so if you are one of these people it will be more difficult for you to find the best account.
Reviews on the internet are easy to access but they may not be what you are looking for, if you have specific needs then it is likely they will not cater for them so your best bet may be trying to make the time to get into the bank.
Word of mouth is becoming one of the most popular reasons why people purchase anything, so why not let it be the same case with bank accounts.
Generally speaking, there are some banks which stand out leaps and bounds from others. You do not just want the one with the best rates, you want a bank with high customer satisfaction, with good usability, adequate access and something which is simple to use.
Many banks for security purposes are becoming incredibly difficult to use, especially online banking where you need to know several codes just to check your account, however some banks have not implemented this yet, it is advisable to go with a bank that has, unless online banking is not a big factor for you.
Rates very rarely change, and between banks the difference in rates is probably very minimal, especially during the current financial climate. So it makes us more dependent on the other factors the bank offers us, some offer free items or free insurance for example, which may make more sense for you.
Obviously, these are just the top four banks, if you have specific needs such as investing, saving, bonds and so on, you may find it better to go with a more private bank which may offer you more for your money than these top UK banks.
by: Peter Campbell.
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