subject: Dont Make Excuses For Not Having Insurance Get Online Car Insurance Quotes And Save [print this page] If you have a car and havent got car insurance then you need to think hard why you think you dont need insurance. If it is because it is too much effort then get up and jump on net and grab some Online Car Insurance Quotes it is easy and takes you 5 minutes. If you havent got cover because you think you wont have a crash then think again. You may be a great driver but accidents can happen and if you are on the wrong side of one then it could end up costing you a lot of money. If you have a crash and it is your fault,then it is also your responsibility to pay it. Ask your friends and family if they have had an at fault crash in their lifetime and they are sure to say yes. If you have been driving more than 10 years then you are more likely to have made an at-fault claim than you are to have avoided one.
Just yesterday, my girlfriend was telling me how her friend crashed into a BWM and she didnt have valid insurance. Her insurance actually lapsed not too long ago and she hadnt bothered renewing it. She ran into the back of the BMW when she took her eyes off the road for just a few seconds this can happen to anyone, even the best of drivers. Well,that little oversight might cost her over $17,000 that is the bill she has received from the BMW driver. The car was given to her by her grandma and she hadnt bothered to check if it needed renewing.
A bill of $17,000 is no small amount but if she wrote off a Lamborghini then she could be up for $300,000. In Australia,for a young person with not much money, this could lead to Bankruptcy and even if you did have the money, paying off someones Lamborghini is not exactly the ideal way to spend it. This is reality though and is not a rare occurrence. People are caught in this situation every day and I bet all of them are seriously ruing not taking out car insurance.
Car insurance doesnt only protect you for loss to someone elses property but if you take out comprehensive insurance it also covers you against damage or loss to your own car. For those who dont have a house, our car is our pride and joy and the biggest asset we own so it should be protected. If you have car finance then you will almost always be required to take out comprehensive insurance,if you dont you may be breaching your loan agreement.
So if you dont have vehicle cover and it because of complacency or laziness then jump up, get your fingers moving and grab yourself some Online Car Insurance Quotes. As more competition enters the market, prices are getting cheaper and policies easier to find. Dont risk it.
by: David Johnston
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