subject: Tips in getting car insurance with no license [print this page] Getting car insurance without having a driver's license can be a challenge. This is more difficult since most car insurance companies require you to present a license before offering an insurance deal. However, this shouldn't stop you from getting car insurance. There are easy steps that could help you get insurance without it. These steps are written below.
Contact some insurance providers in your area
Try to call some insurance providers in the area where you are located and ask insurance quotes from them just like asking New Car Quotes . Using this tactic, these insurers may not even ask about the driver's license. Most likely, they would be delighted of the idea that a customer is interested in getting insurance policies from them.
Explain to car insurance companies the reasons for not having a license
In case an insurer agrees to give you a car insurance deal and he/she suddenly demands for the license, there would be no choice but to explain to them the reason for not having one. You can tell them that the license was under suspension or revocation because you do not have car insurance.
Most insurers would give you a 30 to 45 days period to get the license back. They usually give you an insurance policy that expires after the period they have given for the license retrieval. It is therefore important for you to get a driver's license within 30-45 days.
Pass the driver's exam
Pass the driver's exam. In case you are only reaching the legal driving age, most insurance companies would cover you with a permit for drivers. They would also require a proof of license in the event that you passed the exam.
Retrieve the license
In case your license was under suspension or revocation caused by failure to possess car insurance, bring the proof that you have one to the court. Prepare to pay the fine that needs to be paid before you get the license.
Present the license to insurers
As soon as you are able to secure the license, pay the insurance company a visit. Show them that your license is now valid in order to keep the insurance policy active.
Tips in getting car insurance with no license
By: Nancy Stewart
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