subject: Personal Loan Guranteed - Your Help Is Has Arrived [print this page] Are you in need of a personal loan to help you through a tough financial time? If so, this can be one of the hardest loans to get because you have to understand that they are not usually secured by a vehicle, home, or property. This makes them much more risky for the lender, but there are guaranteed personal loans that you can get and here are a few ways to get them.
First, you can use a site that is called Prosper. You will be hooked up with individuals that want to help lend you money instead of a large company. Credit is not the only factor at the Prosper Marketplace and you can have bad credit and still get a loan. Once you have gone through the registration process you will be able to create a loan listing and tell your story.
After that the lending people can go to the listing you create and bid on how much they can fund for you. If you are looking for a $3,000 loan, then you might have a handful of people willing to give you a few hundred dollars and all together they get you the $3,000. This is one of the top ways to get a guaranteed personal loan right now.
Another option is to try your own bank. This is for those that have a very good and long relationship with their specific bank or credit union. You will be able to get a much better rate on your loan if your bank will help you out. If you have some money invested or saved at the bank or a 401K, then they might be able to help you because of it.
Last, if you really need the money and can pay it back rather quickly, then you can always get a payday loan or cash advance. These are guaranteed personal loans because they do not check your credit. If you have a job that pays you at least a grand a month, are a United States citizen, have a bank account, and are at least 18 years old, then you will be approved.
by: Gressly Stevens
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